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ANG TIONG

This case has been cited 1 times or more.

2012-12-05
REYES, J.
The relation between an accommodation party and the party accommodated is, in effect, one of principal and surety the accommodation party being the surety.  It is a settled rule that a surety is bound equally and absolutely with the principal and is deemed an original promisor and debtor from the beginning.  The liability is immediate and direct.[26]  It is not a valid defense that the accommodation party did not receive any valuable consideration when he executed the instrument; nor is it correct to say that the holder for value is not a holder in due course merely because at the time he acquired the instrument, he knew that the indorser was only an accommodation party.[27]