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	GR No. 182650 2012-02-27	TOMAS K. CHUA v. WESTMONT BANK VILLARAMA, JR., J.
As a general rule, only errors of law are reviewable by the Supreme Court on petitions for review on certiorari.[24] The rule finds more stringent application where the CA upholds the findings of fact of the trial court. In such instance, as in this case, this Court is generally bound to adopt the facts as determined by the lower courts.[25] When supported by substantial evidence, the findings of fact of the CA are conclusive and binding on the parties and are not reviewable by this Court.[26]