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KEPPEL CEBU SHIPYARD v. PIONEER INSURANCE

This case has been cited 1 times or more.

2011-08-17
CARPIO, J.
Subrogation is the substitution of one person by another with reference to a lawful claim or right, so that he who substitutes another succeeds to the rights of the other in relation to a debt or claim, including its remedies or securities. The principle covers a situation wherein an insurer who has paid a loss under an insurance policy is entitled to all the rights and remedies belonging to the insured against a third party with respect to any loss covered by the policy.[26]