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INSULAR LIFE ASSURANCE COMPANY v. ROBERT YOUNG

This case has been cited 3 times or more.

	GR NO. 159922 2005-04-28	ARMANDO F. CHAN v. CA CALLEJO, SR., J.
On the first issue, we agree with the petitioner that under Section 14, Article VIII of the Constitution, no decision shall be rendered by any court without expressing clearly and distinctly the facts and the law on which it is based. This provision applies to quasi-judicial bodies, which are similarly required to give basis for all their decisions, rulings or judgments. Due process demands that the parties to a litigation be informed of how it was decided with an explanation of the factual and legal issues that led to the conclusions of the court.[19] The losing party is entitled to know why he lost, so that he may appeal to a higher court, if permitted, should he believe that a reversal or a modification of the decision is in order.[20] A decision need not be a complete recital of the evidence presented. So long as the factual and legal basis are clearly and distinctly set forth supporting the conclusions drawn therefrom, the decision arrived at is valid.[21]
	GR NO. 160533 2005-01-12	FIRST FIL-SIN LENDING CORPORATION v. GLORIA D. PADILLO YNARES-SANTIAGO, J.
With regard to the attorney's fees, the CA correctly deleted the award in favor of petitioner since the trial court's decision does not reveal any explicit basis for such an award. Attorney's fees are not automatically awarded to every winning litigant. It must be shown that any of the instances enumerated under Art. 2208[13] of the Civil Code exists to justify the award thereof.[14] Not one of such instances exists here. Besides, by filing the complaint, respondent was merely asserting her rights which, after due deliberations, proved to be lawful, proper and valid.
	GR No. 144934 2004-01-15	ADELFA S. RIVERA v. DEL ROSARIO QUISUMBING, J.
Moral damages may be recovered in cases where one willfully causes injury to property, or in cases of breach of contract where the other party acts fraudulently or in bad faith.[55] Exemplary damages are imposed by way of example or correction for the public good,[56] when the party to a contract acts in a wanton, fraudulent, oppressive or malevolent manner.[57] Attorney's fees are allowed when exemplary damages are awarded and when the party to a suit is compelled to incur expenses to protect his interest.[58]