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	GR No. 195272 2015-01-14	BANK OF PHILIPPINE ISLANDS v. SPS. DAVID M. CASTRO AND CONSUELO B. CASTRO PEREZ, J.
In Philippine National Bank v. Maraya, Jr.,[16] we elucidated that one of the most important requirements of Act No. 3135 is that the notice of the time and place of sale shall be given. If the sheriff acts without notice, or at a time and place other than that designated in the notice, the sheriff acts without warrant of law.[17] In this case, the property sold in the public auction is located in Quezon City and the foreclosure sale proceeded as scheduled at 10:00 o'clock in the morning on 26 August 1996 at the Hall of Justice in Quezon City with Prudential Bank as the winning bidder, registering the highest bid of P396,000.00.
	GR No. 170241 2010-04-19	PHILIPPINE SAVINGS BANK v. SPS. DIONISIO GERONIMO AND CARIDAD GERONIMO CARPIO, J.
In sum, petitioner failed to establish its compliance with the publication requirement under Section 3 of Act No. 3135. Consequently, the questioned extrajudicial foreclosure of real estate mortgage and sale are void.[27]