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	GR No. 182769 2012-02-01	BANK OF PHILIPPINE ISLANDS v. CYNTHIA L. REYES LEONARDO-DE CASTRO, J.
Even if we are so inclined out of sympathy for respondent's plight, neither could we temper respondent's liability to the petitioner on the ground of equity. We are barred by our own often repeated admonition that equity, which has been aptly described as "justice outside legality," is applied only in the absence of, and never against, statutory law or judicial rules of procedure.[24] The law and jurisprudence on the matter is clear enough to close the door on a recourse to equity.