This case has been cited 1 times or more.
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2012-07-11 |
REYES, J. |
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| In Heirs of George Y. Poe v. Malayan lnsurance Company., Inc., [42] the Court ruled that: [Where the insurance contract provides for indemnity against liability to third persons, the liability of the insurer is direct and such third persons can directly sue the insurer. The direct liability of the insurer under indemnity contracts against third party[-]liability does not mean, however, that the insurer can be held solidarily liable with the insured and/or the other parties found at fault, since they are being held liable under different obligations. The liability of the insured carrier or vehicle owner is based on tort, in accordance with the provisions of the Civil Code; while that of the insurer arises from contract, particularly, the insurance policy:[43] (Citation omitted and emphasis supplied) | |||||