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CRUZ v. CAPISTRANO

This case has been cited 2 times or more.

2014-11-12
VELASCO JR., J.
The Civil Code provisions that consider certain types of sales as equitable mortgages are intended for the protection of the unlettered such as the spouses Solitarios, who are penurious vis-a-vis their creditors.[27] In Cruz v. Court of Appeals.[28] the Court held -
2014-11-12
VELASCO JR., J.
In Sps. Cruz vs. CA,[40] the Court again reiterated that, in an equitable mortgage, perfect title over the mortgaged property may not be secured in a pactum commissorium fashion, but only by causing the foreclosure of the mortgage and buying the same in an auction sale. The Court held -